Savings for Minors

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1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Liquidity alert

The redemption, surrender or early return of part or all of the principal invested is subject to commissions or penalties.

Why take out this type of insurance?

Save in a comfortable and simple way a guaranteed capital, benefiting from a return that is guaranteed annually.

  • Guaranteed return from the first euro.
  • Protection for minors (children, grandchildren, nephews, etc.).
  • You will be able to access your savings at any time.

What do our savings insurance products for minors offer?

   Attractive return

  • An attractive interest rate is guaranteed for the first year, which will be reviewed annually.
  • At each renewal, the applicable interest rate for the following annuity will be notified.

   Liquidity 

Total liquidity to access your savings without penalties. Partial redemptions are not allowed.

   Death and disability coverage

Insurance options that combine savings and protection, coverage varies depending on the product contracted.

   Flexibility 

You can choose the periodicity of your contributions, as well as make extraordinary contributions at any time.

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FEATURES MARCH VIDA ESTUDIOS MARCH VIDA ESTUDIOS SENIOR
Rentabilidad garantizada Annual Annual
Total liquidity Yes Yes
Type of contribution Periodic premium Single and/or periodic premium
Periodic minimum contribution €30 €30
Extraordinary minimum contribution  €120 €120
Total maximum contribution €50.000 €20.000
Death and disability coverage Release of payment of outstanding premiums until expiration 10% accumulated balance (max. €6,000, €600 from the age of 65)
Coverage for permanent and full disability Release of payment of outstanding premiums until expiration x
Minimum contracting age  18 years 55 years
Maximum contracting age 55 years 80 years

Contracting requirements

Maximum ages and minimum amounts

For each product, a maximum contracting age is set and minimum amounts are established both for unique and extraordinary contributions.

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The contracting of this insurance product is limited to individuals residing in Spain, Germany, Italy and France.

Precontractual information

Before the conclusion of the contract, you will receive the product informative sheet with its main features.

Insurance legal information

Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely ilustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.

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