PIAS Next Generation

Why take out PIAS Next Generation, UL?

Because it is an insurance product designed for those who wish to save, by investing in the megatrends of the future, as well as benefit from significant tax advantages.

Total liquidity, without penalties or redemption expenses.

Flexibility in contributions in line with established legal limits.

Income generated exempt from taxation if collected in the form of a life annuity.

Additional capital in case of death.

What does our PIAS Next Generation, UL offer?

Linked investment

Unit Linked insurance that invests in the Next Generation fund portfolio (megatrends: Revolution 4.0, Sustainability and Environment, Demographics and Lifestyle).

Liquidity

Total liquidity to access your savings in line with the market value of the investments.

Tax advantages

Income exempt from taxation after 5 years, if the insurance capital is collected in the form of a life annuity.

Flexibility

You can make contributions at any time up to a limit of €8,000 per year and €240,000 for the entire duration of the plan.

Learn about the features of our PIAS Next Generation, UL

FEATURES	PIAS NEXT GENERATION, UL
Guaranteed	According to the fund portfolio's evolution
Contributions	Single premium (min, €3,000)
Extraordinary contributions	Min. €1,000
Maximum annual contribution	€8,000
Full surrender	At market value
Partial surrender	At market value
Additional death coverage	10% of premiums not subject to surrender (máx. €6,000, €600 > 65 years)
Possibility of Transfer	Between PIAS

Age limit

The maximum age for contracting this product is 60 years.

Home

Product for individuals residing in Spain. Not suitable for non-residents.

Precontractual information

KDF (Key Data Document) will be provided prior to contracting. This document is available at www.marchvida.es.

Insurance legal information

Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.