Temporary Work Disability

Extra protection to keep you and your family fully covered

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Temporary Work Disability. Why insure sick leave?

Compensate for the loss of income in the event of sick leave or an accident.

Aimed at professionals and freelancers.

No nasty surprises if you know the amount of compensation at the beginning.

Coverage from the first day of leave and with no excess.

Tax benefits for self-employed professionals (100% deduction of the premium and a maximum of €500 per year, view conditions).

What does temporary work disability insurance include?

Daily Compensation

Single indemnity capital, up to €150 compensation per day and 365 days with coverage from the first day in case of sick leave.

Compensation for Hospitalisation

Optional coverage with choice between 120 days or 365 days of maximum compensation up to €200/day of hospital admission.

Surgical Procedure Indemnity

Optional coverage with a selectable benefit amount of between €1,000 and €10,000, and a one-off indemnity payment based on the surgical procedure schedule.

Age limit

Insurance coverage is limited to individuals between the ages of 16 and 64.

Professional activity

Self-employed individuals and employees engaged in paid work.

Hiring limitations

Professional sports activities and scientific expeditions are excluded from the coverage.

Legal Information on Insurance

Banca March, S.A., an associated banking Insurance operator, with VAT no. A07004021 and recorded in the Registry provided for in article 52 of Law 26/2006 with code OV0040 and with valid professional civil liability insurance and sufficient financial capacity in accordance with the provisions of article 21 of said law. It has a contract as an associated Insurance Agency and, therefore, can carry out insurance mediation for prearranged entities. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.

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