Life Risk Insurance

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Why take out Life Risk insurance?

It is impossible to predict when unforeseen circumstances will occur and we all might have to face difficult situations at a moment's notice. 

  • Receive financial support to guarantee the well-being of you and your family.
  • Choose coverage that protects you.
  • One entire year of peace of mind (renewable annual insurance) .
  • Flexible method of payment.

What does our Life Risk insurance include?

   Protection

Capital insured in the event of complete and permanent incapacity or death due to an accident or illness.

   Flexibility

In the choice of insured capital, coverage and method of payment, to adapt to your personal and family circumstances. 

   Complementary Coverage

Personalised solutions. Choose between the different coverage, designing a policy that is made to measure

   "Exclusive Health Check" Programme

Enjoy the services of this programme, at no additional cost, including: healthy habits test, 24-hour medical orientation, nutrition and diet, as well as a second international medical opinion.

Choose the type of Life Risk insurance 

Compare coverage and find the type of insurance that best adapts to your needs:

Coverage March Vida Protección 3.0 March Vida Protección Plus March Vida Riesgo March Vida Combined
Death
Total and absolute permanent disability Optional Optional
Double capital in the event of death due to an accident Optional Optional Optional X
Double capital in the event of total and absolute permanent disability due to an accident Optional Optional Optional X
Triple capital in the event of death due to a traffic accident Optional Optional Optional X
Triple capital in the event of total and absolute permanent disability due to a traffic accident Optional Optional Optional X
Serious illness Optional Optional X X
Severe dependency  Optional Optional X X

Requirements for arranging insurance

Age of the insured party

Maximum age for taking out and holding insurance based on coverage. 

Risk selection

Underwriting dependent on prior approval of the risk. 

Medical questionnaire 

Either in writing or over the phone. For capital of more than €250,000, supplemented with medical tests.

Legal Information on Insurance

Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754, and Generali Seguros - DGS registration number: C0072, under a 50% coinsurance regime. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F-76. T.410. L334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en /people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy. 

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