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A way to save little by little, without effort and with tax advantages, with the aim of complementing your retirement.
Save for your retirement with guaranteed annual rates and benefit from the same tax advantages as pension plans.
1/6 This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Liquidity alert The redemption, surrender or early return of part or all of the principal invested is subject to commissions or penalties.
It is an individual insurance policy that will allow you to coveniently save some capital aimed at complementing your retirement and to benefit from interesting tax advantages.
Contributions made within the maximum legal limits (€1,500 per year or 30% of the total income from personal work or economic activities) may be reduced from the personal income tax base.
In the event of death, your beneficiaries will receive, in addition to the accumulated balance, an additional capital of 10% with a maximum of €6,000 or €600 from 65 years of age.
The maximum age for contracting this product is retirement age.
Product for individuals residing in Spain. Not suitable for non-residents.
Before the conclusion of the contract, you will receive the product information sheet with its main features.
Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely ilustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.
Save today and receive a life annuity in the future, with exemption of income regenerated.
It is an insurance product designed for those people who want to save little by little, in a profitable way, and benefit from significant tax advantages.
An attractive interest rate is guaranteed for the first year, which will be reviewed annually. At each renewal, the applicable interest rate for the following annuity will be notified.
Liquidity in order to access your savings. No penalty fee will apply after the first year. Partial surrenders are allowed after 2 years of validity of the policy.
Income exempt from taxation after 5 years, if the insurance capital is collected in the form of a life annuity.
You can make contributions at any time up to a limit of €8,000 per year and €240.
The maximum age for contracting this product is 70 years.
Save for your retirement by investing in the megatrends of the future and keeping your savings available at any time.
The risk indicator assumes that you will hold the product until the expiry date. The actual risk can vary considerably in the event of early redemption, so you may get less money back. You will not be able to cancel it at an earlier date, except during the annual liquidity windows.
Because it is an insurance product designed for those who wish to save, by investing in the megatrends of the future, as well as benefit from significant tax advantages.
Unit Linked insurance that invests in the Next Generation fund portfolio (megatrends: Revolution 4.0, Sustainability and Environment, Demographics and Lifestyle).
Total liquidity to access your savings in line with the market value of the investments.
You can make contributions at any time up to a limit of €8,000 per year and €240,000 for the entire duration of the plan.
The maximum age for contracting this product is 60 years.
KDF (Key Data Document) will be provided prior to contracting. This document is available at www.marchvida.es.
Build up some capital by making flexible contributions and benefit from the tax exemption offered by this product.
1/6 EThis number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Insurance that will allow you to save, in a convenient and flexible way, without having to pay taxes on the income generated after 5 years.
Income exempt from taxation after 5 years as long as it meets the following requirements:
Before the conclusion of the contract, you will receive the product informative sheet with its main features.
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