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Start saving now to supplement your retirement pension in the future
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It is an insurance product designed for those people who want to save little by little, in a profitable way, and benefit from significant tax advantages.
Save effortlessly and with the possibility of having liquidity.
Flexibility in contributions in line with established legal limits.
Income generated exempt from taxation if collected in the form of a life annuity.
Additional capital in case of death.
An attractive interest rate is guaranteed for the first year, which will be reviewed annually. At each renewal, the applicable interest rate for the following annuity will be notified.
Liquidity in order to access your savings. No penalty fee will apply after the first year. Partial surrenders are allowed after 2 years of validity of the policy.
Income exempt from taxation after 5 years, if the insurance capital is collected in the form of a life annuity.
You can make contributions at any time up to a limit of €8,000 per year and €240.
The maximum age for contracting this product is 70 years.
Product for individuals residing in Spain. Not suitable for non-residents.
Before the conclusion of the contract, you will receive the product information sheet with its main features.
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