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Discover our range of annuities and find the one that best suits you.
Receive an income for life and enjoy important tax advantages.
1/6 This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Liquidity alert The redemption, surrender or early return of part or all of the principal invested is subject to commissions or penalties.
It is the ideal way to complement your monthly income while enjoying excellent tax treatment, subject to an annual interest rate renewal.
Taxation of a % of the income based on the age of the insured at the time of contracting.
Possibility of total surrender of the policy, that is, 99% of the premium. Surrender entails the loss of tax advantages and the consequent taxation.
An annual renewable interest rate is guaranteed. At each renewal, the applicable interest rate and the resulting income for the following annuity will be notified.
In the event of death, your beneficiaries will receive, in addition to the premium contributed, an additional capital of 3% up to a maximum of €600.
The maximum age for hiring will be 85 years. For other ages a personalized quote will be required.
The contracting of this insurance product is limited to individuals residing in Spain, Germany, Italy and France.
Before the conclusion of the contract, you will receive the product informative sheet with its main features.
Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely ilustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.
Ensure regular and constant income for life, with important tax advantages.
The risk indicator assumes that you will hold the product until the expiry date. The actual risk can vary considerably in the event of early redemption, so you may get less money back. You will not be able to cancel it at an earlier date, except during the annual liquidity windows.
Total surrender of the policy, except in the modality of 0% death capital. Surrender entails the loss of tax advantages and the consequent taxation.
An interest rate is guaranteed for life, which is not subject to future interest rate fluctuations, and a constant and invariable income will be established for the whole duration of the policy.
The death capital will depend on the option contracted. You can choose between the following options: 0%, 90% or 103% on the premium (limit of an additional 3% of €600). The higher the death capital, the lower the income and vice versa.
A DDF (Key Data Document) will be provided prior to recruitment. This document is available at www.marchvida.es.
Take advantage of your capital gains exemption by investing in a life annuity.
It is an ideal insurance scheme for people over 65 who have had capital gains through the transfer of patrimonial elements and want to benefit from tax exemption by constituting a life annuity.
Total surrender of the policy at market value (the maximum amount being the mathematical provision or the death capital). Surrender entails the loss of tax advantages and the consequent taxation.
A constant interest rate is guaranteed for the entire duration of the policy, and an invariable lifelong income will be established.
Capital of 95% of the premium during the first year, which will be reduced by 5% during the first 10 years, until reaching 50% of the premium contributed.
The maximum age for hiring will be 85 years. For other ages, a personalized quote will be required.
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