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Discover our solutions to get more out of your savings.
Savings insurance that offers a guaranteed return for each annuity from the first euro.
1/6 This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Liquidity alert The redemption, surrender or early return of part or all of the principal invested is subject to commissions or penalties.
March Vida offers a range of insurance products designed for those who wish to save, without any risk and with a guaranteed annual return.
Liquidity in order to access your savings. No penalty fee will apply after the first year. Partial surrenders are allowed after 2 years of validity of the policy.
Choose the initial amount you want to invest and make extraordinary contributions at any time.
In the event of death, your beneficiaries will receive, in addition to the accumulated balance, an additional capital of 10% with a maximum of €6,000, or €600 from the age of 65.
We have different products depending on the type of contributions you want to make*.
A maximum contracting age is set for each product and minimum amounts are established for both initial and extraordinary contributions.
The contracting of this insurance product is limited to individuals residing in Spain, Germany, Italy and France.
Before the conclusion of the contract, you will receive the product informative sheet with its main features.
Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely ilustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.
Seguros de vida Unit Linked que invierte en depósitos estructurados de Banca March.
The risk indicator assumes that you will hold the product until the expiry date. The actual risk can vary considerably in the event of early redemption, so you may get less money back. You will not be able to cancel it at an earlier date, except during the annual liquidity windows.
It is a Unit Linked life insurance product in which the policyholder fully assumes the investment risk, the product invests in a structured deposit guaranteed by Banca March.
It invests in a structured deposit issued by Banca March, which contemplates the payment at maturity of the capital invested plus a fixed coupon and a bonus subject to the evolution of a reference indexa.
Additional death capital equivalent to 10% of the premium, with a maximum of €6,000 or €600 from age 65.
You can choose between different maturity options for your investment, depending on your needs and return expectations.
Possibility of full surrender in the annual liquidity windows.
The minimum premium is €6,000. For insured persons over 65 years of age, ask your personal manager about the minimum contracting amount.
The KDF (Key Data Document) will be provided prior to contracting. This document is available at www.marchvida.es.
IInsurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely ilustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.
Seguros de vida Unit Linked que invierte en fondos de inversión de su elección.
It is a Unit Linked life insurance product in which the policyholder fully assumes the investment risk, the product invests in investment funds of your choice.
You will be able to invest in Banca March's internal funds as well as the best external funds listed as investment alternatives for the product.
Possibility of total or partial surrender at any time at net asset value. The return generated is not taxed until the decision is made to surrender.
Additional capital in the event of death equivalent to 10% of the premiums not subject to surrender, with a maximum of €6,000 or €600 from the age of 65.
The minimum contracting premium is €6,000.
KDF (Key Data Document) will be provided prior to contracting. This document is available at www.marchvida.es.
Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely ilustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy..
Para la Modalidad de Inversión Seleccionada, el indicador de riesgo puede variar del 1 al 5 en función de las cestas seleccionadas. Para la Modalidad de Inversión Delegada, será 3 para el perfil conservador y moderado, correspondiendo el valor 4 para el perfil decidido. Podrá obtener información específica de las distintas opciones de inversión en https://www.marchvida.es/kids.html. El indicador de riesgos mostrado presupone que usted mantendrá el producto durante 5 años. El riesgo real puede variar considerablemente en caso de salida anticipada, por lo que es posible que recupere menos dinero.
Seguro de vida Unit Linked en el que el tomador asume íntegramente el riesgo de la inversión. El seguro invierte en cestas de activos (existen siete cestas por tipología de activo) y podrá elegir entre dos modalidades de contratación.
Podrá invertir en una amplia gama de tipos de activos: fondos, acciones, ETFs, deuda soberana, deuda corporativa…
Posibilidad de rescate total o parcial en cualquier momento a valor liquidativo. El rendimiento generado no tributa hasta el momento en que se decida rescatar.
Capital adicional en caso de fallecimiento equivalente al 5% de las primas no rescatadas, con un máximo de 30.000€ o de 10.000€ a partir de los 65 años.
La prima mínima de contratación es de 200.000€.
La contratación del seguro está limitada únicamente para personas físicas residentes en España, Alemania, Italia y Francia.
Se proporcionará el DDF (documento de datos fundamentales) antes de la contratación. Este documento está a su disposición en www.marchvida.es.
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