Other Insurance Options

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Discover more coverage options and services

Select the type of insurance that best suits your needs.

Family Protection Insurance

Family Protection Insurance Header – Banca March

Broader, more comprehensive family assistance in case of unforeseen situations (serious illness, medical assistance, etc.).

Why take out insurance to protect your family?

To guarantee comprehensive assistance to your family in the event of death, disability or serious illness.

  • Funeral management and expenses.
  • Death assistance.
  • Repatriation and monitoring of mortal remains (residents).
  • Other optional guarantees.

What does Family Protection Insurance include?

   Management and Burial Expenses

  • Up to €9,000 of guaranteed capital.
  • 10% automatic additional capital.

   Death Assistance

  • National or international transfer.
  • Medical-legal expenses.
  • Grief management.
  • Administrative service.

   Optional guarantees

  • Capital for death or absolute disability due to accident.
  • Capital for hospitalisation due to illness and accident.

Choose the type of Family Protection or Death Insurance

Compare coverage options and find the insurance policy that best suits your needs.

Coverage Deaths Family Protection
Basic (burial expenses, transfer, etc.)
Maximum sum insured (optional extension) 6,000€ 9,000€
Additional capital for burial expenses X
Administrative service
Digital fingerprint removal X
Telecare X
Telephone guidance service X
Home help service X

Legal Information on Insurance

Banca March, S.A., an associated banking Insurance operator, with VAT no. A07004021 and recorded in the Registry provided for in article 52 of Law 26/2006 with code OV0040 and with valid professional civil liability insurance and sufficient financial capacity in accordance with the provisions of article 21 of said law. It has a contract as an associated Insurance Agency and, therefore, can carry out insurance mediation for prearranged entities. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www. bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.

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Temporary Work Disability Insurance (TWD)

Disability insurance header – Banca March

Discover our insurance for temporary work disability and make up for income reduction in the event of sick leave or death.

Why insure sick leave?

Compense la disminución de ingresos en caso de baja por enfermedad o accidente.

  • Aimed at professionals and freelancers.
  • No nasty surprises if you know the amount of compensation at the beginning.
  • Coverage from the first day of leave and with no excess.
  • Tax benefits for self-employed professionals (100% deduction of the premium and a maximum of €500 per year, view conditions).

What does temporary work disability insurance include?

   Daily Compensation

  • Single indemnity capital.
  • Up to €150 compensation per day and 365 days.
  • Coverage from the first day in case of sick leave.

   Compensation for Hospitalisation

  • Optional coverage.
  • Choice between 120 days or 365 days of maximum compensation.
  • Up to €200/day of hospital admission.

   Indemnización por Intervención Quirúrgica

  • Cobertura opcional.
  • Contratable un capital entre 1.000€ y 10.000€.
  • Indemnización única y según baremos de intervenciones quirúrgicas.

Requirements for arranging insurance

Age limit

La contratación del seguro está limitada a las edades comprendidas entre 16 y 64 años.

Actividad profesional

Autónomos y trabajadores por cuenta ajena con actividad remunerada.

Limitaciones en la contratación

Se excluye de la contratación la práctica de deporte profesional y las expediciones científicas.

Legal Information on Insurance

Banca March, S.A., an associated banking Insurance operator, with VAT no. A07004021 and recorded in the Registry provided for in article 52 of Law 26/2006 with code OV0040 and with valid professional civil liability insurance and sufficient financial capacity in accordance with the provisions of article 21 of said law. It has a contract as an associated Insurance Agency and, therefore, can carry out insurance mediation for prearranged entities. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www. bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.

Other products that might be of interest to you:

Accident insurance

Accident insurance header – Banca March

Discover our accident insurance and get protected against any unforeseen event..

Why take out accident insurance?

To protect yourself against incidents caused by an accident, either linked to your professional activity or your private life.

  • Elija las coberturas que le protegerán.
  • Capitales estandarizados (50.000€ / 100.000€).
  • Tarifa única para cualquier edad y profesión y flexibilidad en la forma de pago.
  • Cobertura 365 días / 24 horas.

¿Qué ofrece nuestro Seguro de Accidentes?

   Protection

Le asegura un capital en caso de fallecimiento, invalidez permanente absoluta o parcial (según baremo), derivado de un accidente ocurrido tanto en el ámbito profesional como personal.

   Flexibility

Elección del capital asegurado y coberturas en base a su situación familiar y personal, así como la forma de pago que mejor se adapte a sus necesidades.

  Coverage

Protección durante 365 días / 24 horas. Opción a elegir coberturas complementarias que garanticen el doble del capital principal.

   Grupo Familiar

Posibilidad de asegurar en la misma póliza al cónyuge, pareja de hecho o pareja estable con una tarifa especial (descuento del 20%).

Elija las coberturas del Seguro de Accidentes que mejor se adapten a sus necesidades

Compare coberturas y encuentre el seguro que mejor se adapte a sus necesidades.

Coverages March Vida Accidentes
Fallecimiento por accidente
Invalidez permanente y absoluta (IAP)
Invalidez permanente parcial, según baremo
Doble capital en fallecimiento por accidente de circulación Opcional
Doble capital en invalidez permanente y absoluta por accidente de circulación Opcional

Requirements for arranging insurance

Age

La edad de contratación del asegurado será entre 18 y 64 años.

Home

Contratación limitada a personas físicas o jurídicas residentes en España.

Selección de riesgos

Suscripción condicionada a la aprobación previa del riesgo en base a un proceso simplificado de tres preguntas, sin reconocimiento médico.

Legal Information on Insurance

Entidad aseguradora: March Vida Seguros y Reaseguros. Nº registro DGS: C0754 y Generali Seguros. Nº registro DGS: C0072, en régimen de coaseguro al 50%. Entidad distribuidora: Banca March, S.A., inscrita en el R.M. de Baleares (F-76. T.410. L-334. H-PM- 644) con N.I.F. A07004021. Banca March distribuye seguros como operador de banca-seguros vinculado con inscripción en el Registro Especial de Mediadores de Seguros de la Dirección General de Seguros y Fondos de Pensiones, con nº de inscripción OV-0040, y dispone del seguro de responsabilidad civil profesional y capacidad financiera de acuerdo con lo dispuesto en normativa aplicable. Puede consultar en este enlace el listado de entidades aseguradoras y reaseguradoras con las que mantenemos en vigor un contrato de agencia: https://www.bancamarch.es/es/personas/su-dia-a-dia/seguros/. Esta información es de carácter comercial, no representa compromiso contractual y tiene una finalidad meramente ilustrativa o descriptiva del seguro al que hace referencia, por lo que no puede considerarse en ningún momento una recomendación de contratación de productos de seguro. La información recogida en él está sujeta a las condiciones y limitaciones descritas en el condicionado general y particular de la póliza de seguro.

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Digital Protection

Secure Header Digital Protection – Banca March

What is Digital Protection Insurance?

It is insurance that protects your privacy and that of your family by covering expenses and financial losses and providing service in the event of an incident such as identity theft, cyber extortion, online fraud, etc.

What does this insurance include?

   Coverage Online fraud

What is it?
  • The transfer of your personal funds to a third party other than the intended recipient, as the former is fraudulent, whether from your bank account or your credit card.
What does it cover?
  • The financial loss resulting from that transfer. Expenses for purchases where the item is not received within 14 days, or for sales where the amount is not received within 14 days due to the fact that it is a fraudulent website, with the sublimits applied to economic losses.
Suma Asegurada 5.000 € 15.000€
Sublímite Pérdidas por Fraude en Línea 1.000 € 5.000 €

   Coverage Identity Theft

What is it?
  • Impersonation or deliberate use of your identity on the Internet by a third party to commit criminal activities, such as fraud and scams, in order to obtain financial or other benefits in your name.
What does it cover?
  • Expenses incurred by the insured party as a result of alleged identity theft. It does not cover any financial loss.

   Coverage Attack on home systems

What is it?
  • Unauthorised use or transmission of malicious code to the home electronic device.
What does it cover?
  • Support and expenses to restore the system and recover your data.

   Coverage Cyber Extortion

 

What is it?
  • TExtortion threat: Alteration, damage, theft or misuse of your data, as well as its unauthorized use, or denial of access to any electronic device in your home accompanied by financial blackmail in exchange for not revealing your data publicly or regaining access to the devicee.
What does it cover?
  • Losses and expenses incurred in to end the extortion threat.

 Coverage Cyberbullying

What is it?
  • Repeated harassment using digital technologies, on social networks, messaging or gaming platforms and mobile phones, aimed at scaring, angering or embarrassing the insured party.
What does it cover?
  • Costs incurred as a direct result of cyberbullying (lawyers, psychologists, replacement salaries, relocation expenses, professional services companies, etc.).

Protecting your reputation on the Internet

What is it?
  • False or unauthorised references and personal data about you on the Internet..
What does it cover?
  • Analysis of references and personal data about you on the open Internet, Deep and Dark Web.
  • Analysis of email accounts at risk of usurpation, by analysing the vulnerabilities of password theft from the pages and websites on where you have registered with your email.

Did you know that...

...more than 60% of global email traffic in 2018 contained malicious code and was involved in more than 90% of cyberattacks?

Cyberattacks were ranked as the fifth top-rated risk in 2021. This risk will continue to grow in 2022, as cyberattacks are expected to double by 2025.

...phishing attacks are becoming increasingly sophisticated and attacks targeting mobile devices have increased by around 85% per year since 2011?

Phishing attacks rose by 29% globally in 2021 and reached a record 873.9 million. The sector hit hardest was commerce, with a more than 400% increase in attacks.

...more than 38,000 security incidents were handled in 2018, an increase of 44% compared to 2017?

The Instituto Nacional de Ciberseguridad (INCIBE) handled 109,126 cybersecurity incidents in 2021 through its Centro de Respuesta a Incidentes de Seguridad (INCIBE-CERT).

Source: Informe Ciberamenazas y Tendencias 2019, published by the Centro Criptológico Nacional (CCN-CERT), a Spanish body created in 2006 in charge of contributing to the cybersecurity of the country's government administration, public bodies and strategic companies. CCN-CERT reports directly to the Centro Criptológico Nacional.
Banca March Digital Insurance Guide

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Legal Information on Insurance

This document is a commercial communication that has been prepared to facilitate the independent and individual decision of each customer and is not intended to replace the advice that our personal managers may provide you in insurance matters. The display of the content of this document is based on the active consent you give by clicking on the banner. The terms and conditions set out in this document are only preliminary – subject to discussion and negotiation – and are conditional on the agreement and final drafting of the terms of the transaction contained, where applicable, in the contract or confirmation signed for this purpose. As a result, Banca March, S.A. and its customers are not bound by this document until both parties decide to carry out a transaction and agree on its terms and conditions on the basis of the documents that are finally approved. Banca March, S.A. offers no guarantee, express or implied, in relation to the information contained in this document and assumes no responsibility for any cost or loss, whether direct or indirect, that may result from the use of this document or its contents. All terms, conditions and prices contained in this document are merely indicative and subject to changes in market circumstances, legislation, jurisprudence and administrative doctrine, in addition to any other changes that may occur. Recipients must make their own decisions by seeking expert advice.

Insurance company: Telefónica Seguros Sucursal en España, with Tax ID No. W-0182798I and registered office in Madrid, Distrito Telefónica, Ronda de la Comunicación s/n Edificio Oeste 2, Planta 2, 28050, registered in the Special Registry of the General Directorate of Insurance and Pension Funds of the Spanish Ministry of Economy under number E0206. Banca March distributes insurance as a linked bancassurance operator. With NIF: A07004021 and registered office in Palma, Avenida Alejandro Rosselló, 8, registered in the Bank of Spain's Registry of Banks and Bankers under number 0061.

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