Banca March launches the 12-month Avantio Interest-Bearing Deposit, offering a return of up to 2.90% AER 21 January 2026 Category: Products The new deposit, exclusive to new clients, starts with a base interest rate of 1.90% (1.90% AER) and can be increased by a further 1% if three linking conditions are met. The minimum investment is €30,000 and the maximum €150,000, with a 12-month term and interest paid at maturity. This innovative product strengthens Banca March’s savings offering, backed by the highest capital adequacy ratio in the Spanish banking sector. A new bonus deposit to maximise savings Banca March continues to expand its range of savings products with the launch of the 12-month Avantio Interest-Bearing Deposit, an innovative and attractive proposition in the current environment. This deposit is aimed exclusively at clients of Avantio, Banca March’s digital branch, and offers a return that can reach up to 2.90% gross (2.90% AER).. Return structure: base interest and bonuses The product starts with a base interest rate of 1.90% gross (1.90% AER), which can be increased by a further 1% if the client meets three simple linking requirements for the duration of the deposit (12 consecutive months). This bonus structure allows Banca March clients to maximise the return on their savings in a flexible and personalised way. Linking requirements to reach 2.90% AER The linking requirements to obtain the maximum return are as follows: +0.50% for investing a total minimum amount of EUR 15,000 in investment funds, March Vida products or discretionary portfolio management services. +0.25% for a minimum annual spend of €6,000 using the credit card. +0.25% for keeping the Bizum contract active and continuously linked to the Avantio digital account with Banca March. Amounts, term and early cancellation conditions The 12-month Avantio Interest-Bearing Deposit can be taken out with an investment of between €30,000 and €150,000, limited to one deposit per client. Interest will be paid at maturity. Should liquidity be required, the client may cancel the deposit at any time and recover the principal invested, although any interest accrued to date will be forfeited. The deposit is not renewable at maturity and will be available for subscription until 28 February 2026. A savings proposition backed by Banca March’s solvency This launch forms part of Banca March’s strategy to offer savings and investment solutions tailored to clients’ needs, combining competitive returns with the security and solvency that characterise the institution, which has the highest capital adequacy ratio in the Spanish financial system.