Banca March launches a pension advisory service to ensure financial stability after retirement 06 November 2025 Category: Products The new service, free of charge and fully personalised, aims to help the bank’s customers plan properly for retirement. Through this service, customers will be able to understand the gap between their estimated pre-retirement income and their future state pension, and plan sufficient savings to secure a lifelong supplement that guarantees their financial stability. The main distinguishing feature of the service is its dynamic nature: it places the customer at the centre of the process and supports them at every life stage with realistic, diversified recommendations. With this launch, Banca March strengthens its position as a benchmark in wealth advisory services and long-term financial planning in Spain . The sustainability of Spain’s public pension system and the need for a strong private pension plan are among the country’s major economic and social challenges. Diversifying sources of funding, encouraging complementary savings and strengthening financial education have become essential priorities. In this context, Banca March has launched an innovative pension advisory service designed to help its customers plan properly for retirement, and thus ensure their future financial stability. This new, free and personalised service clearly lays out the gap between estimated pre-retirement income and the future state pension. Based on each customer’s circumstances —their life stage, saving capacity and current retirement savings— different scenarios are analysed to help them build up sufficient savings to provide a lifelong supplement to the state retirement pension. The service includes a clear, detailed report, follow-up online and an annual review of the plan. As an example, a 49-year-old earning a gross annual salary of 120,000 euros, with 25 years of contributions, accumulated assets of 250,000 euros and the capacity to save 5,000 euros a year, would face a 64% drop in income on retirement if relying solely on the state pension. Even taking into account the 250,000 euros already saved, the gap would still be 56%. With specialised advice from Banca March and proper planning, that difference could be reduced to 45%[1]. The Institution highlights that a tailored approach to regular saving helps people enter retirement with greater confidence and maintain a standard of living similar to that of their working years. To support this, Banca March offers a range of solutions, such as Individual Pension Plans (PPI), Guaranteed Pension Plans (PPA), Individual Systematic Savings Plans (PIAS) and Long-Term Individual Savings Insurance (SIALP), many of them with tax benefit. A dynamic service The distinctive value of Banca March’s retirement-planning advice lies in its dynamic nature: it places the client and their needs at the centre of the process, supporting them at every stage with realistic, diversified recommendations that include different saving and investment solutions and the planning of regular contributions reviewed each year, helping to build a solid fund. With this new service, Banca March seeks to strengthen financial awareness and promote retirement planning among individuals, professionals and business owners with a retirement horizon of at least 10 years, the capacity and discipline to save, an interest in their future wellbeing and a willingness to receive specialised advice. Bárbara Bennasar, Head of the Insurance Unit at Banca March: “With the launch of this service, we are marking a new milestone in our overall advisory offering. At Banca March, we are consolidating our position as a reference in wealth management advisory and long-term financial planning in Spain, supporting our clients at every stage of their financial lives”. 1 The scenario described is for example purposes only and lacks legal or contractual value.