March Vida Renta Reinversión

Why take out March Vida Renta Reinversión?

It is an ideal insurance scheme for people over 65 who have had capital gains through the transfer of patrimonial elements and want to benefit from tax exemption by constituting a life annuity.

Guaranteed lifetime return.

You will receive a regular lifelong income in exchange for a single contribution.

Important tax advantages both for reinvestment of capital gains and for rent collection.

What does March Vida Renta Reinversión offer?

Excellent tax treatment

Exemption of capital gains obtained by the transfer of patrimonial elements (property sale, shares, investment funds...).
Taxation of a % of the income based on the age of the insured at the time of contracting.

Surrender

Total surrender of the policy at market value (the maximum amount being the mathematical provision or the death capital). Surrender entails the loss of tax advantages and the consequent taxation.

Guaranteed return

A constant interest rate is guaranteed for the entire duration of the policy, and an invariable lifelong income will be established.

Coverage in the event of death

Capital of 95% of the premium during the first year, which will be reduced by 5% during the first 10 years, until reaching 50% of the premium contributed.

Learn about the features of our March Vida Renta Reinversión

FEATURES	MARCH VIDA RENTA REINVERSIÓN
Guaranteed return	Lifelong
Tax advantages	% of income not subject to tax on income collection + capital gain exemption (maximum limit. € 240,000)
Death capital	Capital of 95% of the premium during the first year, decreasing by 5% per year until reaching 50% of the premium
Surrender value	Market value (maximum limit mathematical provision or death capital)
Minimum contracting	€ 20,000
Minimum contracting age	65 years

Age limit

The maximum age for hiring will be 85 years. For other ages, a personalized quote will be required.

Home

The contracting of this insurance product is limited to individuals residing in Spain, Germany, Italy and France.

Precontractual information

A DDF (Key Data Document) will be provided prior to recruitment. This document is available at www.marchvida.es.

Insurance legal information

Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.