March Vida Renta Garantizada

Why take out March Vida Renta Garantizada?

It is the ideal way to complement your monthly income while enjoying excellent tax treatment, subject to an annual interest rate renewal.

Guaranteed lifetime return.

You will receive a regular lifelong income in exchange for a single contribution.

Excellent tax treatment at the time of income collection.

Several death capital options.

What does March Vida Renta Garantizada offer?

Excellent tax treatment

Taxation of a % of the income based on the age of the insured at the time of contracting.

Surrender

Total surrender of the policy, except in the modality of 0% death capital. Surrender entails the loss of tax advantages and the consequent taxation.

Guaranteed return

An interest rate is guaranteed for life, which is not subject to future interest rate fluctuations, and a constant and invariable income will be established for the whole duration of the policy.

Coverage in the event of death

The death capital will depend on the option contracted. You can choose between the following options: 0%, 90% or 103% on the premium (limit of an additional 3% of €600). The higher the death capital, the lower the income and vice versa.

Learn about the features of our March Vida Renta Garantizada

FEATURES	MARCH VIDA RENTA GARANTIZADA
Guaranteed return	Lifelong
Tax advantages	% of income not subject to tax on income collection
Death capital	Three options: 0%, 90% or 103% on the premium (limit of an additional 3% of €600)
Surrender value	Market value (maximum limit mathematical provision or death capital)
Minimum premium	€20,000
Minimum contracting age	55 years

Age limit

The maximum age for hiring will be 85 years. For other ages a personalized quote will be required.

Home

The contracting of this insurance product is limited to individuals residing in Spain, Germany, Italy and France.

Precontractual information

A DDF (Key Data Document) will be provided prior to recruitment. This document is available at www.marchvida.es.

Insurance legal information

Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.