March MultiActivos

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Lowest risk
Potentially lower yield
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Highest risk
Potentially higher yield

The risk indicator assumes that you will hold the product until the expiry date. The actual risk can vary considerably in the event of early redemption, so you may get less money back. You will not be able to cancel it at an earlier date, except during the annual liquidity windows.

Why take out March MultiActivos, UL?

Unit Linked life insurance policy in which the policyholder fully assumes the investment risk. The insurance invests in baskets of assets (there are seven baskets per asset type) and you can choose between two methods.

Investment in a wide variety of assets..

Full liquidity, with no penalties or reimbursement fees.

Additional capital in the event of death.

What does March MultiActivos, UL offer?

Diversification in your investments

You can invest in a broad range of asset types: funds, equities, ETFs, sovereign debt, corporate debt, etc.

Liquidity

Possibility of full or partial redemption at any time at net asset value. The returns generated are not taxed until the decision is made to redeem them.

Types of contract

  • Selected Investment: you set the percentages invested in each basket.
  • Delegated Investment: the management is delegated based on your risk profile (conservative, moderate, or determined).

Coverage in the event of death

Additional capital in the event of death equivalent to 5% of the non-surrendered premiums, with a maximum of €30,000, or €10,000 after age 65.

Minimum amount

The minimum initial premium shall be €200,000 for the selected investment option and €100,000 for the delegated investment option.

Residency

The insurance may only be taken out by natural persons resident in Spain, Germany, Italy, or France.

Pre-contractual information

The KID (key information document) will be provided before the contract is concluded. This document is available at www.marchvida.es.

Insurance legal information

Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.

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