Guaranteed Savings

Start of main content

Lowest risk
Potentially lower yield
1
2
3
4
5
6
7
Highest risk
Potentially higher yield

The risk indicator assumes that you will hold the product until the expiry date. The actual risk can vary considerably in the event of early redemption, so you may get less money back. You will not be able to cancel it at an earlier date, except during the annual liquidity windows.

 

Why take out guaranteed savings insurance?

March Vida offers a range of insurance products designed for those who wish to save, without any risk and with a guaranteed annual return.

 

Guaranteed return from the first euro.

Additional capital in case of death.

You can access your savings at any time.

What does our savings life insurance offer?

Liquidity

Liquidity in order to access your savings. No penalty fee will apply after the first year. Partial surrenders are allowed after 2 years of validity of the policy.

Flexibility

Choose the initial amount you want to invest and make extraordinary contributions at any time.

Attractive return

  • An attractive interest rate is guaranteed for the first year, which will be reviewed annually.
  • At each renewal, the applicable interest rate for the following annuity will be notified.

Coverage in the event of death

In the event of death, your beneficiaries will receive, in addition to the accumulated balance, an additional capital of 10% with a maximum of €6,000, or €600 from the age of 65.

Choose the type of guaranteed savings life insurance that best suits your needs

We have different products depending on the type of contributions you want to make*.

FEATURES MARCH VIDA AHORRO MARCH VIDA AHORRO PLUS
Guaranteed return Annual Annual
Contributions Flexibility in premiums Single premium (min. € 10,000)
Extraordinary contributions Min. € 120 Min. € 3,000
Maximum contracting € 10,000 € 1,000,000
Full surrender No penalty from the 1st year No penalty
Total surrender value 1st year 95% on accumulated balance 100% of the premiums contributed
Partial surrender From the 2nd year From the 2nd year
Additional death coverage 10% balance (max. € 6,000 or € 600>65 years) 10% balance (max. € 6,000 or € 600>65 years)
Minimum contracting age 18 years 18 years
Maximum contracting age 70 years 90 years
*To learn about the coverage applicable to other types of vehicles, such as motorcycles, trucks, trailers, and others, as well as the coverage included in the comprehensive (zero-deductible) policy, please contact your representative or office.

Maximum ages and minimum amounts

A maximum contracting age is set for each product and minimum amounts are established for both initial and extraordinary contributions.

Home

The contracting of this insurance product is limited to individuals residing in Spain, Germany, Italy and France.

Precontractual information

Before the conclusion of the contract, you will receive the product informative sheet with its main features.

Insurance legal information

Insurance company: March Vida Seguros y Reaseguros - DGS registration number: C0754. Distribution company: Banca March, S.A., registered in the Companies Register of the Balearic Islands (F76. T.410. L-334. H-PM- 644) with VAT no. A07004021. Banca March distributes insurance as an associated banking and insurance operator registered in the Special Register of Insurance Brokers of the General Directorate of Insurance and Pension Funds with number OV0040, and has professional civil liability insurance and sufficient financial capacity in accordance with the provisions of any applicable regulations. You can view the list of insurance and reinsurance companies with which we have an agency contract in force at this link: https://www.bancamarch.es/en/people/your-day-to-day/insurance/. This information is for commercial purposes, does not represent a contractual commitment and is merely illustrative or descriptive of the insurance product to which it refers, so it cannot be considered at any time as a recommendation to take out insurance products. The information collected is subject to the conditions and limitations described in the general and particular conditions of the insurance policy.

Other products that might be of interest to you:

End of main content