Banca March - Crecemos con valores, crecemos juntosLong-term ratio

After 90 years, we continue being the only 100% family owned bank, which allows us to be exempt from the urgencies and fluctuations of the market that other listed institutions suffer and guide our actions solely on our customers interests.

The dedication to serve and the closeness in day-to-day management, attributes given by the approach of a family enterprise to the customers, suppose an absolute priority for our team.

Four generations of the March family have led the Group, all of which have stayed loyal to a management style based on prudence. We are specialists in seeking sustained profitability over time, minimizing the market fluctuations and guarding your assets.

At Banca March we have excellent financial ratios, supported by one of the highest solvencies at the European level and with own resources, core capital, which represent more than double the average of the Spanish banking sector.

As a family-owned bank, our management criteria have always been long-term, resulting in limited debt ratios and a credit policy that has provided delinquency ratios that are much lower than those of other entities.

• One of Europe’s highest solvency ratios: 16,14%
• Lowest default rate in the Spanish financial system: 1,82%
• NPL coverage ratio at 54.87%
• Liquidity ratio much higher than average: LRC at 528.26%.