Cookies

Cookies are files that websites or apps install on a user's browser or device (smartphone, tablet computer, or connected TV) when they browse a website page or application, and are used to store information about access.

Like most websites, this website uses Cookies to:

• Ensure that web pages can function properly.
• Store preferences, such as the language you have selected or the font size.
• Learn about the user browsing experience.
• Collect anonymous statistical information, such as which pages the user has visited or how long they have been on the website.

Cookies can be used to optimise navigation, adapting the information and services offered to the user's interests, to provide him/her with a better experience whenever they visit the website.
This website uses Cookies to operate, adapt and make the user's navigation as easy as possible.

We may use cookies on your computer, provided that you have given your consent (except in cases where cookies are necessary for browsing our website). If you give your consent, we may use cookies that will allow us to gather more information about your preferences and cater our website to your individual interests.

Cookies can be divided into different categories:

The entity which manages them:

• First-party cookies: Those cookies that are sent to the user's terminal equipment from a computer or domain managed by the First partyer of the website and from which the service requested by the user is provided.

Cookie	First partyer	Expiry Date	Category	Function	Type
_clck	Banca March	365 days	Analytics	It stores the Clarity User ID and preferences, unique to that site, on the browser. This ensures that a specific behaviour in subsequent visits to the same site will be attributed to the same user ID.	First party
_clsk	Banca March	1 day	Analytics	It connects multiple page views by a user into a single Clarity session recording.	First party
_cltk	Banca March	0 days	Analytics	This cookie is installed by the Microsoft Clarity tool and stores information about how visitors use the website	First party
_fbp	Banca March	90 days	Advertising	Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers	First party
_ga	Banca March	730 days	Analytics	It contains a unique identifier used by Google Analytics to determine that two distinct visits belong to the same user across browsing sessions.	First party
_-ga_#	Banca March	730 days	Analytics	It contains a unique identifier used by Google Analytics 4 to determine that two distinct visits belong to the same user across browsing sessions.	First party
_gcl_au	Banca March	90 days	Advertising	Used by Google AdSense to understand user interaction with the website by generating analytical data.	First party
idSuite	Banca March	0 days	Technical		First party
lastExternalReferrer	Banca March	0 days	Advertising	It detects how the user reached the website by registering their last URL-address.	First party
lastExternalReferrerTime	Banca March	0 days	Advertising	It detects how the user reached the website by registering their last URL-address.	First party
msd365mkttr	Banca March	365 days	Technical	It identifies the end user (by browser). We sent this cookie when the end user visits a marketing page or selects a link (with tracking enabled). At some point, when this end user submits a form, a new potential contact/customer is created and we use the cookie available in the browser to associate previous visits with the newly generated potencial contact/customer.	First party
msd365mkttrs	Banca March	Session	Technical	To find out how long the user spent on the page.	First party
tsSession	Banca March	Session	Technical	This cookie is typically associated with a security feature, such as a Web Application Firewall, to track session information and ensure consistent and secure interactions.	First party
UBD001	Banca March	365 days	Technical	This cookie is installed in the browser when a user indentifies themselves as a costumer in Online Banking, and is used to offer a personalised experience on the website.	First party
UBD002	Banca March	365 days	Technical	This cookie is used to identify the type of user once they have identified themselves as a costumer in Online Banking.	First party
UBD003	Banca March	365 days	Technical	This cookie is used to segment users into customised segments to improve the user experience once they have identified themselves as a customer in Online Banking.	First party
__utmc	Banca March	0 days	Analytics	This is one of the four main cookies set by the Google Analytics service which enables website First partyers to track visitor behaviour and measure site performance. It is not used in most sites but is set to enable interoperability with the older version of Google Analytics code knFirst party as Urchin. In this older versions this was used in combination with the __utmb cookie to identify new sessions/visits for returning visitors. When used by Google Analytics this is always a Session cookie which is destroyed when the user closes their browser. Where it is seen as a Persistent cookie it is therefore likely to be a different technology setting the cookie. For more information about Google's processing of your personal data, please consult Google's Privacy & Terms site..	First party
__utma	Banca March	365 days	Analytics	This is one of the four main cookies set by the Google Analytics service which enables website First partyers to track visitor behaviour and measure site performance. This cookie has a default lifespan of 2 years and distinguishes between users and sessions. It is used to calculate new and returning visitor statistics. href="https://business.safety.google/privacy/" rel="nofollow">Privacy & Terms site.	First party
_utmv#########	Banca March	0 days	Analytics	This cookie is used to store custom variable data at the visitor level in Google Analytics. It is used for categorising visitors into custom segments fora  more accurate analysis.	First party
__utmb	Banca March	0 days	Analytics	This is one of the four main cookies set by the Google Analytics service which enables website First partyers to track visitor behaviour and measure site performance. This cookie determines new sessions and visits and expires after 30 minutes. href="https://business.safety.google/privacy/" rel="nofollow">Privacy & Terms site.	First party
__utmz	Banca March	182 days	Analytics	This is one of the four main cookies set by the Google Analytics service which enables website First partyers to track visitor behaviour and measure of site performance. This cookie identifies the source of traffic to the site so Google Analytics can tell site First partyers where visitors came from when arriving on the site.	First party
idima	Bancha March	Session	Technical		First party

• Cookies de Third-party: Son aquéllas que se envían al equipo terminal del usuario desde un equipo o dominio que no es gestionado por el titular de la página web desde la que se presta el servicio solicitado por el usuario, sino por otra entidad que trata los datos obtenidos través de las cookies. Asimismo, en el caso de que las cookies sean instaladas desde un equipo o dominio gestionado por el propio titular del sitio web pero la información que se recoja mediante éstas sea gestionada por un tercero, también serán consideradas como cookies de Third-party.

Cookie	First partyer	Expiry Date	Category	Function	Type
ANONCHK	c.clarity.ms	Session	Advertising	It indicates whether MUID is transferred to ANID, a cookie used for advertising. Clarity doesn't use ANID and so this is always set to 0.	Third-party
cookie	linkedin.com	365 days	Advertising	This domain is First partyed by LinkedIn, the business networking platform. It typically acts as a third party host where website First partyers have placed one of their content sharing buttons in their pages, although their content and services can be embedded in other ways. Although such buttons add functionality to the website they are on, cookies are set regardless of whether or not the visitor has an active Linkedin profile, or agreed to their terms and conditions.  For this reason it is classified as a primarily tracking/targeting domain.	Third-party
c.clarity.ms_/c.gif	c.clarity.ms	0 days	Analytics	It stores and tracks interaction.	Third-party
cee	capig.stape.cloud	90 days	Advertising		Third-party
CLID	www.clarity.ms	365 days	Analítica	It identifies the first-time Clarity saw this user on any site using Clarity.	Third-party
lidc	linkedin.com	1 day	Advertising	This domain is First partyed by LinkedIn, the business networking platform. It typically acts as a third party host where website First partyers have placed one of their content sharing buttons in their pages, although their content and services can be embedded in other ways. Although such buttons add functionality to the website they are on, cookies are set regardless of whether or not the visitor has an active Linkedin profile, or agreed to their terms and conditions.  For this reason it is classified as a primarily tracking/targeting domain.	Third-party
li_gc	linkedin.com	180 days	Advertising	This domain is First partyed by LinkedIn, the business networking platform. It typically acts as a third party host where website First partyers have placed one of their content sharing buttons in their pages, although their content and services can be embedded in other ways. Although such buttons add functionality to the website they are on, cookies are set regardless of whether or not the visitor has an active Linkedin profile, or agreed to their terms and conditions.  For this reason it is classified as a primarily tracking/targeting domain.	Third-party
MR	c.bing.com	7 days	Analítica	It stores and tracks interaction.	Third-party
MR	c.clarity.ms	7 days	Analítica	It stores and tracks interaction.	Third-party
MUID	bing.com	365 days	Analítica	It stores and track visits across websites.	Third-party
MUID	clarity.ms	390 days	Analítica	It stores and track visits across websites.	Third-party
SM	c.clarity.ms	20.138 days	Analítica	This cookie is installed by Clarity. The cookie is used to store non-personally identifiable information. The cookie is used in synchronizing the MUID (Microsoft unique user ID) across Microsoft domains.	Third-party
SRM_B	c.bing.com	365 days	Advertising	This cookie is installed by Microsoft Bing. It identifies unique web browsers visiting Microsoft sites.	Third-party
ui-systems.net_/images/8842bee3fff80	ui-systems.net	Session	Advertising		Third-party
#UUID#	svc.dynamics.com	730 days	Advertising	It calculates Unique Traffic On a website	Third-party
YSC	youtube.com	Session	Advertising	YouTube is a Google First partyed platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which are aggregated with profile data from other Google services in order to display targeted advertising to web visitors.	Third-party
sid_tt	.tiktok.com	365 days	Advertising	"_tt_enable_cookie", used by TikTok, is used to track user activity on the website. It helps optimise advertising campaigns by collecting data from user interactions on the website.	Third-party
_ttp	.tiktok.com	89 days	Advertising	This cookie is used to measure and improve the performance of advertising campaigns and to personalise user experience (including advertisements) on TikTok.	Third-party

Permanence:

• Session cookies: they expire when the user closes the browser.
• Persistent cookies: they expire when the purpose for which they are used is fulfilled (for example, to keep the user identified on the website) or when they are manually deleted. In other words, the data is still stored on the user's computer and can be accessed and processed when the user leaves the website and when they reconnect to it. The User can delete these cookies at any time.

Their purpose:

• Technical: They are essential for the page to work correctly. They are usually generated when the user accesses the website or logs in to it and they are used to identify them on the website with the following objectives: 
  • Keep the user identified so that, if they leave the website, browser or device and access the website again later, they will continue to be identified, making for a smoother browsing experience as they will not have to identify themselves again.
  • Check whether users have access to certain services or areas of the website.
  • They are used to improve the browsing experience and for the website to run more smoothly, for example by storing service settings, or saving the purchase made in a shopping cart.
• Customisation: These cookies allow users to specify or customise some features of the website's general options, for example, to set the language, local settings or type of browser.
• Advertising: They collect information about the advertisements shFirst party to website users. There are two types:
  • Anonymous: They only collect information about the advertising spaces displayed on the website, regardless of the user who accesses the website, that is, without expressly identifying them.
  • Customised: They collect personal information from the website user by a third party, to customise such advertising spaces.
  • Behavioural: These cookies can be placed on the entire website by our advertising partners. These businesses can use them to profile your interests and show you relevant ads on other sites. They do not store personal information directly, but rather rely on the unique identification of your browser and Internet access device. If you do not allow these cookies, you will have less targeted advertising.
• Analytical: They collect information about the user's browsing experience on the website, usually anonymously, although sometimes they also allow to uniquely and unequivocally identify the user in order to generate reports on the interests of users in the services offered by the website.

Banca March S.A. with tax number A-07004021 and with registered office in Avinguda Alexandre Rosselló 8, Palma, Balearic Islands, Spain.

If the user wishes, they can decide to not longer accept browser Cookies, or no longer accept Cookies for a particular service.

All modern browsers allow us to change Cookies settings. These settings are usually found in the "Options" or "Preferences" of the browser menu.

The user may, at any time, disable the use of Cookies on this website through:

• The browser settings, for example::
  • Google Chrome: https://support.google.com/chrome/bin/answer.py?hl=es&answer=95647
  • Internet Explorer: https://windows.microsoft.com/es-es/windows7/how-to-manage-cookies-in-internet-explorer-9
  • Mozilla Firefox: https://support.mozilla.org/es/kb/habilitar-y-deshabilitar-cookies-que-los-sitios-we
  • Apple Safari: https://support.apple.com/kb/ph5042
• Other third-party tools, available online, through which users can identify Cookies on each website you visit and manage their deactivation (e.g., Ghostery).

Some features and services may be disabled or behave differently than expected. For example, continuing to be identified, keeping purchases in the "shopping cart" at an e-commerce service, or receiving location information.

If you disable the use of Cookies on this website you may no longer be able to access certain areas of the site or the browsing experience may not be as smooth.

BANCA MARCH is not responsible for the content and accuracy of the privacy policies of third party components included in this website.

As an additional guarantee the registration of Cookies on this website may be subject to the Acceptance of Cookies by the user during the visit to the website, the installation or updating of the browser used, and this acceptance can be revoked at any time through the content and privacy settings options available, addressed in point 3 of this Cookies policy.

BANCA MARCH may modify this Cookies policy based on legislative or regulatory requirements, or in order to adapt said policy to the instructions issued by the Spanish Data Protection Agency, so users are advised to visit it periodically.

When significant changes are made to this Cookies policy, users will be informed either via the web or via email to registered users.

BANCA MARCH will not carry out any type of international data transfer regarding the information obtained through its First party cookies. However, with respect to third party cookies, you can find out about transfers made by the third parties identified in this cookie policy in their respective policies:

• Google: https://policies.google.com/technologies/cookies
• Google Ads: https://support.google.com/adspolicy/answer/6020956
• LinkedIn: https://es.linkedin.com/legal/privacy-policy
• Meta: https://www.facebook.com/business/help/829597887147190
• TikTok: https://www.tiktok.com/legal/page/global/partner-privacy-policy/es
• Clarity: https://clarity.microsoft.com/privacy
• Emas.uinterbox: https://emarketingsolutions.es/politica-de-privacidad/

Data will be stored during the period indicated in point 2 according to the duration defined for each specific Cookie.

When browsing the website we may process your personal data. You can consult more information about our data protection policy by clicking this link.

If you believe that your data protection rights have been infringed or if you have any complaints about your personal information, you may contact the Data Protection Officer of Banca March at the following email address: dpo@bancamarch.es.