Financing

We offer financing solutions tailored to your company’s needs. We want to support you and see you grow

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How do we do it?

BUSINESS FINANCING

We listen to your business plan and help you make it a reality through various financing options.

FINANCIAL ADVICE

Our team of dedicated financial managers guarantee the maximum degree of rigour in their advice.

CUSTOM SOLUTIONS

We offer solutions tailored to your business, providing flexibility to meet your financial needs.

Financing of Working Capital

  • Credit agreement
    You have a current account with a predetermined credit limit for which you will pay a special interest rate based on the length of time and balance drawn.
  • Credit advances
    We manage the collection of trade receivables for your business operations, advancing you the amount until the due date.
  • Trade discount
    We manage the collection and advance payment of your commercial bills.
  • VAT refund advances and tax payment financing
    The easy way to meet your tax obligations.

Long-term financing

BUSINESS LOAN

We help you secure financing for the acquisition of assets necessary for your project or business.

MORTGAGE LOAN

Intended to finance the acquisition or renovation of the property (office, commercial premises, warehouse, land, etc.) where your company's economic activity will be carried out.

LEASING

Financial leasing of movable and immovable property related to your activity with an option to purchase at the end of the contract. This service offers significant tax benefits for your company.

VEHICLE RENTAL

Renew your fleet of vehicles easily without the costs and administrative burdens of purchasing, through a leasing contract that includes insurance, maintenance, repairs, and taxes.

CONTRACT HIRE OF CAPITAL GOODS

Acquire furniture, machinery, IT, energy-efficient and technological equipment through a lease agreement that includes installation, maintenance, insurance, repair, and disposal of the equipment at the end of its useful life. 

STRUCTURED FINANCING

Equity/debt, for more complex projects. 

EIB LINES

We provide you with access to the various lines of financing offered by the European Investment Bank (EIB), aimed at Spanish SMEs and mid-caps. For more information on eligible investments, financing options, interest rates, and other conditions, please contact any of our branches.

LINES WITH MUTUAL GUARANTEE SOCIETIES (MGS)

Ask about the available lines at any of our branches.

Guarantees

We help you get what you need: pre-approval, technical guarantee, financial guarantee and stand-by letter. Through our various guarantee lines, we ensure the successful completion of any commitments and obligations your company has entered into with third parties.

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