Accounts

The account with which you can carry out your transactions via Online Banking, with half-yearly settlement and that can be opened exclusively through the website. It is only available to new customers, individuals residing in Spain, who maintain a minimum balance of €10,000 on the account: Securities, Investment Funds, Pension Plans and/or Savings Insurance.

APPLY

This account allows you to benefit from advantageous conditions as long as your transactions are carried out digitally. It is aimed at customers, resident and non-resident individuals, who are Online Banking Service users.

This account offers exclusive benefits to the contract holder provided that they have their salary, unemployment or pensions benefits as well as monthly and recurring income of or over €1,500 paid into it, with half-yearly settlement. It is aimed at new customers, resident and non-residents individuals, managed by our Personal and Private Banking teams and who have the Online Banking Service for contracting.

Associated Insurance Service

This account allows you to benefit from advantageous conditions as long as your transactions are carried out digitally. It is aimed at customers, resident and non-resident individuals.

The account with which you can carry out your daily operations and includes a series of exempt services through the payment of a flat monthly maintenance fee, that can be reduced depending on the amount of products held such as the direct deposit of a recurring monthly salary over €1,500, insurance, minimum assets of €25,000 and investment products from €20,000, with monthly settlement. It is aimed at resident and salaried natural persons.

An account with half-yearly settlement exclusively aimed at channelling your investments towards products such as Investment Funds, SICAVs, Securities, Pension Plans, etc.

The account with which you will be able to operate on a day-to-day basis. It is aimed at individuals and legal entities, residents and non-residents, to carry out the most common operations, with half-yearly settlement.

This account allows you to benefit from advantageous conditions by having your salary paid in automatically and regularly, with a minimum amount of €300. It is aimed at individuals and residents to carry out the most common operations, with half-yearly settlement.

The account with monthly settlement that charges a fixed monthly fee and a variable fee on average balances. It is aimed at individuals and legal entities, residents and non-residents, to carry out the most common operations.

It offers exclusive advantages to the contract holder on the condition of having a salary, unemployment benefit, pension or monthly recurring income of or over €1,500 paid into the account, with half-yearly settlement. It is aimed at new customers, resident and non-resident individuals managed by Personal and Private Banking.

Servicio de seguros asociado

Cuenta de Pago Básica is a monthly settlement account.

This product is only available to natural persons who apply for this product on their own account and meet the following requirements:

• They act for purposes which are outside their trade, business, craft or profession.
• They legally reside in the European Union (including customers with no fixed abode).
• They are asylum seekers.
• They do not have a residence permit but their expulsion is impossible for legal or factual reasons.
• They do not have a payment account - demand account - (basic or non-basic) with another institution or payment service provider in Spain.

To open a basic payment account, it is not mandatory to purchase other products or services.

However, it is compulsory to provide the information required in compliance with the regulations in order to access the contracting of this product.